Sports Interaction betting analyst Frank Doyle makes his picks for the biggest club soccer game of the year, the Champions League final between Bayern Munich of Germany and Chelsea of England!

The world expected a Spanish Final. El Classico, the bi-annual battle between Real Madrid and Barcelona, has grown bigger than Spain and is now a contest watched everywhere soccer is played. All the money was on the Spanish titans meeting again in the Champions League Final.

But that’s not how it worked out. Barcelona’s little maestros were outdone by Chelsea playing a very English brand of direct football in one semi-final while once Real’s game against Bayern went to penalties, there was only ever going to be one winner.

Bayern is -133 favorite with Sports Interaction to win its fifth European Cup title. The reasons are many. Bayern has home advantage, as the 2012 Champions League Final was long ago scheduled for the magnificent Allianz Arena. Bayern is the most consistently successful club side in Germany, so much so that club is nicknamed FC Hollywood, after the galaxy of stars that habitually wear the Bayern colors.

Bayern are coached by Jupp Heynckes, who managed Real Madrid when they won the Champions League in 1998 – if Bayern win on Saturday, Heynckes will become only the fourth manager to win the greatest price in European soccer with two different clubs. Bayern has a high-octane midfield powered by Franck Ribéry and Bastien Schweinsteiger, with Mario Gomes upfront to crack home the goals.

By contrast, Chelsea manager Roberto Di Matteo isn’t even sure he’ll still have a job in September. Di Matteo took over from Andres Villas Boas two months ago and, while he’s done a better job than anyone could have expected, he doesn’t match Heynckes for experience.

The Chelsea team are suffering from suspension, with the absence of former England captain John Terry being potentially the most costly. Chelsea also look thin in midfield compared to Bayern’s thoroughbreds, and this may cause Di Matteo to risk all on a hazard up front.

Fernando Torres’ transfer to Chelsea has worked as well as Albert Pujols’ move to Anaheim, but Torres could be the X-Factor for Chelsea on Saturday. Di Matteo has never started Torres and Didier Drogba together, but he may do so against Bayern.

Torres’ goal drought crippled his confidence, but he followed his game winner against Barcelona with a Premiership hat-trick against QPR the following weekend. Bayern will have planned for Drogba, but Torres could give Chelsea something Bayern aren’t expecting, and finally make the Blues’ dreams come true.